I&M Bank Rwanda Posts Record Half-Year Profit of Rwf11.6 Billion

I&M Bank’s Rwandan subsidiary has reported a record half-year performance in 2025, posting a profit after tax of Rwf11.6 billion, a 45 percent increase from the previous year.

The bank attributed the strong results to strategic partnerships, revenue diversification, and a customer-focused approach. Net operating income stood at Rwf34.9 billion, while net interest income rose 32 percent to Rwf30 billion.

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Total assets climbed to Rwf916 billion, supported by a 24 percent expansion in the loan portfolio to Rwf440 billion, driven by resilience in the retail and SME sectors. Deposits also grew 12 percent to Rwf737.7 billion, boosted by an enhanced branch strategy and new customer acquisition.

CEO Benjamin Mutimura credited the performance to innovation, workforce investment, and sustainability initiatives, noting a return on equity of 22.47 percent and recognition for excellence in talent development.

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